We Are Unique

What makes Practical Planning, L.L.C. Unique?

1. Hourly, As-Needed Advice.  We offer Fee-Only financial planning and advice on an hourly as-needed basis, providing as little or as much help as the client may need.  Much like seeking expertise and services from a doctor, dentist, or attorney, clients schedule appointments for our financial planning services when they need it.  Once we provide the services requested, the engagement concludes until the client needs us again.  Just like your dentist, we do recommend regular checkups, but the client is in charge of calling back and scheduling those checkups when needed.

2. Objectivity and Independence.  Because we are consultants who work on a Fee-Only basis, we receive no third-party commissions.  This means there are no conflicts of interest to color our recommendations.  We work strictly for our clients, empowering them to make the best financial decisions possible.  Only 1% of the nation’s financial planners are structured as hourly, Fee-Only practitioners.

3. Affordability.  Fee-based firms typically charge the client’s account an annual fee or a percentage of assets under management.  This type of arrangement usually works best for wealthy clientele who can afford to pay an ongoing fee.  Commission-based planners typically utilize products that pay them a commission on each product sold.  At Practical Planning, L.L.C. however, clients pay us a reasonable hourly fee for the agreed upon services provided—and nothing more.  You pay only for what you need—when you need it.